What to gather before we calculate the actual return on your pre-cohabitation super.

We need precise dates so we apply the right years of investment returns and contribution treatment.

• Date cohabitation commenced

  Essential

  Move-in date for de facto relationships, or wedding date if you cohabited from then. A statutory declaration is acceptable where the date is in dispute.

• Date of final separation

  Essential

  Or the agreed valuation date the parties are working to. Where separation is contested we will run two scenarios.

• Member's date of birth

  Essential

  Used for preservation, contribution-cap and benchmark cohort matching.

Annual statements are the single most valuable evidence — they fix the balance, the investment option and the fee basis at each year-end.

• Annual statement closest to cohabitation date

  Essential

  Ideally the statement for the financial year in which cohabitation began, or the one immediately before.

• Most recent annual statement (or statement at separation)

  Essential

  PDF download from member online is fine — we do not need a certified copy.

• All annual statements in between

  Preferred

  Each year fills a gap; missing years are reconstructed from APRA fund data with a wider error band.

• Half-yearly or quarterly statements

  Helpful

  Useful when cohabitation or separation falls mid-year.

Contributions during cohabitation are matrimonial; contributions before are not. We need to identify and remove them.

• Member transaction history for the cohabitation period

  Essential

  Downloadable from most fund member portals as a CSV or PDF. Shows employer SG, salary sacrifice, personal contributions, rollovers, insurance premiums and fees.

• ATO MyGov 'Super' contributions report

  Essential

  Log in to my.gov.au → ATO → Super → Information. Export the year-by-year contributions and fund accounts list.

• Notices of intent to claim a deduction (s.290-170)

  Preferred

  Where personal deductible contributions were made.

• Rollover statements

  Preferred

  Where the member changed funds during the relationship.

The 'actual return' depends on which option the member was invested in. Defaults are not always correct.

• Investment option(s) held in each financial year

  Essential

  Visible on annual statements or in the member's online switching history.

• Switching history

  Preferred

  Date and direction of any option changes.

• Insurance arrangement summary

  Helpful

  Lets us isolate insurance premium drag from investment performance.

Skip this section for accumulation-only members. Required where the interest is in a defined benefit or hybrid scheme.

• Most recent benefit statement showing service period and accrued multiple

  Essential

  PSS, CSS, MSBS, ESSSuper, GESB West State, QSuper Defined Benefit, judicial pensions, etc.

• Family Law Information Form (Form 6) or equivalent fund response

  Essential

  Provides the statutory information the scheme actuary has already prepared.

• Salary history during cohabitation

  Preferred

  Annual final-average salary figures or PAYG summaries.

Useful context that occasionally affects how the report is framed.

• Form 13 / Financial Statement (if filed)

  Helpful

  Helps us reconcile to the wider property pool.

• Letter of instruction (if via solicitor or mediator)

  Helpful

  Tells us the questions you want the report to answer.

• Any prior valuation, accountant or financial planner report

  Helpful

  We will identify and reconcile differences in approach.